change of circumstances

| loans | standard loan | secured loans | credit committee |
| loan assessment | repaying your loan | change of circumstances |
| acting as guarantor |

Newry Credit Union considers itself to be an understanding lender, so if your circumstances change and you experience difficulties meeting your agreed repayments, it’s very important that you contact our office to discuss your situation.

If you don’t contact us and you either stop making payments on you account, or you pay less than the agreed amount, we will assume not that you can’t make repayments, but that you won’t. That being the case we are obliged to pursue the outstanding monies on behalf of the other Members of Newry Credit Union.